In light of recent storms, some rainy-season tips
With the thunder rolling and the rain pounding down, there’s no doubt that the fall weather is upon us. Since there are warnings of urban flooding and overflowing streams, and inches of rain in the forecast, McDonald McGarry Insurance Brokers located in downtown Edmonds sent along a few rainy-season tips that may have slipped your mind during the summer:
- Keep your drains clear. If your outdoor drain is blocked by debris, water can’t flow out of your yard, driveway or street – and that means water could make it into your home.
- Check your gutters to make sure that they are clear. In these monsoons, overflowing gutters can saturate the soil next to your home and allow water to penetrate into your basement or crawlspace.
- Test your sump pump. If you can access it easily, fill it with water and make sure it runs as it should. A major weather system is not the time to find out your sump pump is broken and chances of a repairman being free during a storm are likely low.
- If your sump pump is outside, make sure there isn’t any debris blocking the mechanisms. If leaves and dirt get in there, the motor can run continuously, annoying you and possibly ruining the sump pump.
- If you are thinking you have insurance, remember that a flood is not covered by your homeowners policy. There is a 30-day waiting period for flood coverage, so it’s a good idea to plan ahead if you intend to purchase it.